Similar to a homeowners insurance policy, having a mobile home insurance policy is essential for the financial protection of you and your manufactured home. An unforeseen accident can occur at any given time, and getting mobile home insurance coverage can protect you from significant repair expenses related to an accident. 

What Is Mobile Home Insurance? 
Mobile home insurance exists to assist you in covering expenses related to incidents such as unforeseen vandalism, weather damage, property damage, etc. Even though it isn’t required to have mobile home insurance, obtaining coverage can help alleviate the fear of paying high costs if an accident occurs. It should also be noted that your lender may require you to get a mobile home insurance policy if your home is mortgaged or financed. 

What Does Mobile Home Insurance Cover? 
Although coverage may vary depending on a variety of factors, a mobile home insurance policy might generally look like the following: 

• Coverage for your actual mobile home and any adjacent structures on your premises (attached patio, deck, shed, etc.)—this typically protects against losses due to fire, windstorm damage, and damage from falling objects, lightning and explosions.

• Personal property protection will typically cover losses for removable property such as electronic equipment, bicycles, furniture and clothing up to a certain amount. 

• Personal liability protection covers losses if someone is injured or something is damaged on your property. A policy may pay for medical expenses for non-residents of your home and damages or defense costs as a result of covered accidental incidents.

• Loss of use of your mobile home

For more information about potential coverages and benefits to include in your policy, be sure to reach out to one of our agents today. 

Learn More 
If you are looking to acquire a mobile home insurance policy and live near Atlanta, Georgia, we are here to help. The personable agents at Georgia Best Quote Insurance can assist you in learning more about mobile home insurance options so that you can make the best decision for your home on wheels. 

Reach out to one of our agents today at 404-800-3533 to learn more.